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简述担保物权的法律特征。

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正确答案:

担保物权是指以确保债权的实现为目的。于债务人或第三人

的特定财产或权利上所设定的物权。担保物权具有如下特征:

(1)担保物权具有变价受偿性;

(2)担保物权具有从属性;

(3)担保物权具有不可分性;

(4)担保物权具有物上代位性。

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