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简述商业信用的特点。

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正确答案:

(1)商业信用是商品生产者之间以商品形态提供的信用,货出的资本就是待实现的商品资本。(2分)

(2)商业信用主要是职能资本在商品买卖中相互提供的信用,其债权人和债务人都是职能资本。(2分)

(3)商业信用的发展程度直接依存于商品生产和流通的状況。(2分)

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